Montana (MT) Insurance Exam Prep Courses
Get your Montana insurance license using an America’s Professor online training course. Our comprehensive video lectures, review questions and study guide will help you learn, and retain, the material needed to pass your Montana Insurance Adjuster license exam, Montana Property and Casualty license exam, or other Montana insurance license exams the first time!
Start your path to success today! Please take a look at our Montana Insurance Pre-Licensing Courses below for Property, Casualty, Life and Health:
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Our goal is for your educational experience to be a positive one! If you are dissatisfied with your course, please let us know as soon as possible. We will make it right. If you start the course and realize it’s just not for you, let us know and return the materials and we will provide a full refund. Refunds are not available after the course certificate of completion has been issued.
If you are unable to complete your course within the initial subscription time, please give us a call at 1-800-870-3130 and we will extend your subscription for free until you finish.
We are committed to helping our students!
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Feel free to give us a call if you have any questions! 1-800-870-3130
Company Specific Courses
Please see here for more information on company courses. If you already have a course set up with us please use the search field at the top of the page to search for your company.
How to Pass the Montana Insurance License Exam
Insurance licensing exams are challenging. Whether you’re going for your P&C license or your Life & Health license in Montana, you need to understand the complex insurance concepts and terminology you’ll see on your exam.
There are no shortcuts. Don’t rely on practice quizzes you find online. These tools simply don’t provide the foundational knowledge you need to pass the exam.
Enrolling in a comprehensive pre-licensing course is the best way to prepare.
Below we answer some of the most common questions people have about the Montana insurance licensing exam and explain how to give yourself the best chance of passing on the first try.
Is the Montana insurance exam hard?
Every exam is challenging in its own way.
Both the Property & Casualty exam and the Life & Health exam will challenge you with questions about the different types of insurance policies, how they work, what they cover, and how they are regulated at the state and federal levels.
In general, students report that the Health portion of the Montana Life & Health exam is more difficult. This is because health insurance policies tend to be more complicated than life insurance.
Similarly, students report that the Casualty portion of the Property & Casualty exam is more challenging since it deals with more conceptual topics like liability insurance. Property insurance deals with issues like fire, floods, and earthquakes, which are generally easier to understand.
How many questions are on the Montana insurance exam?
The number of questions varies for each exam.
- The Montana Life exam has a total of 103 questions (86 scorable questions plus 17 “pretest” questions that don’t count toward your score).
- The Montana Accident & Health exam has a total of 110 questions (92 scorable questions plus 18 “pretest” questions that don’t count toward your score).
- The Montana Property exam has a total of 99 questions (82 scorable questions plus 17 “pretest” questions that don’t count toward your score).
- The Montana Casualty exam has a total of 105 questions (87 scorable questions plus 18 non-scorable “pretest” questions).
See the test content outlines for more information about the number of questions on each exam.
What score do I need to pass?
In Montana, you need a score of 75 to pass each exam. This is higher than in other states, many of which only require a passing score of 70.
The exams are divided into two sections: a state-specific section and a national section. The state-specific portion is much more granular and deals with trivial state laws and regulations, while the national portion is more general (and usually easier).
The Montana Insurance Department requires test takers to pass the national exam and the state exam at the same time, so if you fail one you must retake both exams.
Also be aware that you need a score of 75 on both sections of the Montana exam to pass—the scores are not averaged together.
Your exam will be scored on the spot, so you will know right away whether you passed. But you will not be told which questions you got right or wrong.
If you don’t pass on your first try, you can sign up to take the test again after a mandatory waiting period—usually 1-3 days.
Can I take the exam online?
Yes, you can take a proctored exam online through Pearson VUE (the company that administers the exams). “Proctored” means someone monitors you through your computer’s webcam while you take the exam. Learn more here.
You can also take the exam in person at one of several testing locations in Montana. Currently, there are testing centers in Billings, Helena, Missoula, and Spokane Valley (WA).
How should I study for the exam?
The best way to study for the exam is to spend an entire week studying, just like you would with an in-person exam prep course. If this isn’t possible because you work or go to school, create a strict study schedule, and stick to it.
You should plan to spend 35-40 hours studying. This is how much time it takes for the average student to really absorb the material.
Aim for 3-4 hours of study time per day/night for at least two weeks before your exam. Study right up until the day of the exam to keep the information fresh in your mind.
Why take a course through America’s Professor?
Don’t settle for low-quality study guides or practice quizzes you find online. Instead, enroll in a comprehensive pre-licensing course through a reputable provider, like America’s Professor.
Our affordable online courses are taught by award-winning professor Dr. Jack Morton, who uses real-world examples and stories to keep you engaged and help you make sense of complex insurance concepts.
Each America’s Professor course gives you access to streaming video lessons that are accessible 24/7. You’ll also get a comprehensive hardcopy textbook to complement the online material along with plenty of practice quizzes—all backed by our outstanding customer support.
Hear what our students are saying about our courses and enroll in an exam prep course today!
I hope you post this, I wrote a different review and never received any feedback, Constructive feedback helps, some people need to hear my testimony. There is limited negative reviews on here because I think AP restricts them for reasons.
I recently completed the life and health pre-licensing courses and wanted to share my experience. while I eventually passed the exams on my THIRD ATTEMPT ON EACH TEST, I found the process to be quite challenging and frustrating. the course is 279.00 plus $59.00 for each time you take the tests.
The study material provided by Jack felt outdated in some areas, I encountered several questions on the exams that were not covered in the study materials, which made it difficult to prepare effectively. additionally , I recommend taking the life portion of the exam first and completing the health section afterward, as this approach worked better for me.
the test itself is NOT EASY!!! and the interchangeable terms can be confusing. I found it essential to study the content within a short time frame to retain the information better.
LET ME SHARE THIS- PEARSON VUE was disappointing ONLINE. the proctoring process was excessively STRICT; I was even penalized for using Chapstick during the test, resulting in my privilege to take the life exam being revoked WITHOUT REFUND. this added stress to an already challenging situation and I felt that the testing environment was not conducive to a positive experience. during my health exam, the proctor required me to show my testing space via camera IN THE MIDDLE OF TESTING AFTER WE WENT THROUGH THE CHECK IN WITH PERFORMING THE live video of my testing space, which further distracted me and put me in a distracted mood.
I also discovered other pre-exam programs that offer a first-time guarantee to pass with their materials along with live classes for better engagement for only $20 more. unlike jack’s lectors. this could be more effective option for those preparing for the exams.
on a positive note, I want to COMMEND PAT!! he was very helpful and provided valuable guidance that helped me retain the information better.
overall I believe the material needs to significant update to align better with the current exam standards.
in summary, while I did eventually pass (passed the 3rd time on each test) my experience with the material and the Pearson vue testing process was not satisfactory. I hope this feedback encourages improvements for future candidates.
AP RESPONSE: Hi Mindi, we process testimonials in batches to verify their authenticity and to be more efficient. I knew you were working with Pat so I felt you were taking the steps to get the help you needed. I apologize if your testimonial wasn’t processes as fast as you would have liked. We don’t typically leave two testimonials up for the same course but since you split the exams we will post it for context. As mentioned in your study guide it’s very important that you complete the course in order and in a timely fashion (as you also mentioned), asking questions along the way if you have them (our team is happy to help!), this gives you the best possible chance of passing your exam on the first try. That being said, not everyone passes on the first try as it is a very tricky exam. Having to study the content over multiple months makes it very difficult! I believe Jack does a great job of explaining the trickily worded questions you will see, the pre-test questions (that don’t count) that you will see and the overall difficulty of trying to retain all of the material for the exam. It is a good idea to break the exams up if you feel you are being overloaded with material.
Future students, if you decide to do this let us know so we can enroll you into two separate courses that way you will only be studying to the material you are being tested on at that point. As for a “guaranteed a pass”, in our eyes there is no way to guarantee everyone will pass their exam on the first try. There are way too many factors in play that can affect someone’s testing results, test anxiety, language, course completion, study habits, comprehension of the materials, time taken to complete the course, personal issues, life in general, and the list goes on. What we do understand is that everyone’s situation is a little different and we guarantee we will stick with our students until they pass their exams. Also one thing to keep in mind with the “guarantee to pass” courses is that there is usually some fine print on what qualifies you for that guarantee. Overall, sorry it sounds like you had a poor experience, it’s unfortunate but congrats on persevering and passing your exams. Hope you have a prosperous career!